At DGI WORX Top Financial App Development Company in Chennai, we take pride in designing and developing smart digital solutions for businesses across the globe. Our latest collaboration is with a US-based company focused on helping individuals and families secure their financial future. As their technical partner, we are building a powerful, user-friendly web application that simplifies the process of financial analysis, insurance planning, and document submission.
This advanced financial planning tool is designed to serve both customers and agents through two distinct flows—each offering smooth navigation, accurate backend calculations, and smart dashboards. Let’s explore the key features, technologies, and flows that make this application stand out.
📌 What Is the Financial Needs Analysis Platform?
The product we are building is a financial analysis and planning tool that provides users with a guided path to understand their current financial situation and future needs. Whether it’s evaluating monthly expenses, planning insurance coverage, or uploading important financial documents, this platform provides a one-stop solution for users and financial agents.
🖥️ Technology Stack Behind the Application
At DGI WORX, we always choose technologies that ensure speed, security, and scalability. For this project, we’re using:
- Frontend: Vue.js, HTML, CSS – for a fast and responsive user experience
- Backend: PHP with CodeIgniter framework – for smooth API integration and server-side operations
- Database: MySQL – to store and retrieve all financial data securely
- Cloud Hosting: AWS – to ensure high availability and data protection
💡 Three Key Features That Empower Customers
Customers using the platform can choose from three main options based on their needs:
1. Financial Needs Analysis
Customers can conduct a personal financial checkup using a guided form. This form dives into various aspects of their financial health—such as cash flow, savings, debts, and more—helping them understand where they stand and what needs improvement.
2. Calculate Insurance Need
This feature helps users determine the ideal insurance coverage based on their current income, dependents, future goals, and liabilities. It’s a personalized and dynamic tool to ensure they are neither underinsured nor overpaying.
3. Document Upload
In This Feature Customer can Upload Image of Our Financial Need Analysis Form to Get the detail of your Future Financial Needs
🔄 Two Modes for Customer Flow
To provide flexibility, the application offers two input modes for customers:
✅ Rapid Mode
This is a quick and easy way for users to get started. It includes only the essential fields, allowing customers to complete the financial assessment in minutes. This mode is perfect for users who are short on time or new to financial planning.
🔍 Detailed Mode
For those who want an in-depth analysis, the detailed mode includes comprehensive fields across all six financial areas. It helps users create a complete picture of their financial life and gives agents more accurate data to work with.
📊 Financial Needs Analysis – Six Key Areas
When customers choose the Financial Needs Analysis, they go through a structured process that covers six critical parts of their financial life:
- Cash Flow – Tracks income vs. expenses to highlight saving potential
- Debt Management – Analyzes existing loans, EMIs, and credit card balances
- Proper Protection – Assesses existing insurance and gaps in coverage
- Asset Accumulation – Reviews savings, investments, and retirement planning
- Emergency Fund – Measures readiness for unexpected financial shocks
- Estate Preservation – Looks at future planning such as wills, trusts, and wealth transfer
📊 Customer Dashboard: Real-Time Progress and Flexibility
Once customers start entering data, everything becomes visible in their personal dashboard.
This dashboard allows customers to:
- ✅ Track progress across all six key areas
- ✅ See the percentage of completion at a glance
- ✅ Revisit and update any section whenever needed
This flexibility means that customers can work at their own pace and update information as their financial life evolves. Whether it’s a salary increase, a new loan, or a new insurance policy, the platform allows easy adjustments without starting over.
The dashboard is also designed for clarity. With clean layouts, visual progress bars, and smart summaries, users don’t just see their numbers—they understand them.
🧑💼 Agent Flow – Smart Tools for Better Financial Guidance
The application also includes a dedicated dashboard for agents, designed to help them analyze and guide their clients with confidence.
Agents can:
- Access all customer-submitted data in real-time
- View data across the same six financial areas
- Adjust inputs where necessary (with permission)
- Use built-in financial formulas to calculate insurance gaps, savings shortfalls, and more
- Generate actionable insights to help clients plan better
- Recommend next steps based on each client’s unique situation
By giving agents full visibility into their client’s financial world, the system helps build trust, accuracy, and stronger relationships.
🌍 Why This Matters – A Future-Ready Financial Platform
The power of this platform lies in its intelligence and simplicity. It enables everyday people to get expert-level financial insights without confusion or jargon. At the same time, it gives agents the tools they need to provide personalized, data-driven advice.
By working in Detailed Mode, agents can collect deeper customer insights and guide them with clarity on:
- What’s missing in their current plan
- How much insurance they truly need
- What actions they should take in the short and long term
- How to secure their family’s financial future
This makes the platform not just a form-filler, but a true digital financial advisor.
🤝 DGI WORX – Your Trusted Technical Partner on Financial App Development Company in Chennai
As a technology partner, DGI WORX is proud to power this meaningful project. We have handled everything from frontend design to backend logic, from secure data processing to AWS deployment.
This solution will soon help thousands of users in the US make smarter financial decisions—thanks to the seamless blend of technology, logic, and human experience we’ve built into the product.
🏁 Conclusion: Building Better Financial Futures, Together
In today’s fast-paced world, financial planning tools need to be smart, simple, and powerful. This platform does exactly that—by helping both customers and agents work together toward a better future.
We, at DGI Worx, are proud to be the Top Financial App Development company in Chennai driving force behind this digital solution. As the technical partner, we’re not just building a product—we’re building a foundation for financial confidence.
If you’re a business looking for a reliable, innovative tech partner—DGI Worx is ready to build your vision.
Let’s create something remarkable together.
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